OnPay Employee Retention Tax Credit (ERTC) Explained in 2025 — up to $10,000 credits
OnPay · Credit · Apply directly
$10,000
OnPay explains an employee retention tax credit covering 50% of wages up to $10,000 per employee for the period from March 13, 2020 to December 31, 2020, with eligibility rules based on business size and disruption.
How to claim: Claimed directly on OnPay's site
Conditions (7)
- For 2020, small-business guidelines used 100 or fewer full-time employees.
- For 2021, the small-business definition changed to fewer than 500 employees.
- Larger businesses can apply, but only wages paid to employees who were not providing services count.
- A government-ordered shutdown or significant reduction in operating hours between March 12, 2020 and September 30, 2021 could qualify.
- For 2020, gross receipts had to decline at least 50 percent versus the same quarter in the previous year.
- For 2021, the required gross-receipts decline was reduced to 20 percent.
- PPP loan recipients could also claim ERC for wages not used for PPP forgiveness.
GlobalVerified 2026-11-05